Named Cyclone?

I just renewed the insurance on my house in Sydney and I noticed this interesting phrasing in the questions I’m required to address for the insurer. Named cyclone? I guess I’m OK if I get hit by an unnamed one then… And what about the poor earthquakes & hailstorms. Surely they should get names?

Everyone singing

Away out west they got a name
For wind and rain and fire
The rain is Tess, the fire is Joe…

I declare a competition! A prize for the best fire, hailstorm and earthquake names!